Kyauta ne, babu asusu
Calculator Tsaron Jama'a
Yi ƙididdige fa'idar ma'aikaci mai ritaya ta yin amfani da matsakaicin adadin kuɗin da kuka samu na wata-wata (AIME), shekarar da kuka cika shekaru 62, da shekarun da'awar daga 62 zuwa 70. Wannan ƙima mai sauƙi ba ta samun damar rikodin Tsaron Tsaron ku.
Ta yaya wannan kimantawar Tsaron Jama'a ke aiki?
Hukumar Tsaron Jama'a tana aiwatar da ƙimar 90%, 32% da 15% zuwa sassan AIME. Makin lanƙwasawa ya dogara da shekarar da kuka fara cancanta. Misali, 2026 AIME na $5,825 yana ba da adadin inshora na farko (PIA) na $2,609.80 kafin daidaitawar shekaru.
Tambayoyin da ake yawan yi
Ta yaya wannan kimantawar Tsaron Jama'a ke aiki?
Hukumar Tsaron Jama'a tana aiwatar da ƙimar 90%, 32% da 15% zuwa sassan AIME. Makin lanƙwasawa ya dogara da shekarar da kuka fara cancanta. Misali, 2026 AIME na $5,825 yana ba da adadin inshora na farko (PIA) na $2,609.80 kafin daidaitawar shekaru.
Wannan kalkuleta yana samun dama ga asusun Tsaro na?
A'a. Baya neman lambar Social Security, shiga ko rikodin samun kuɗi. Abubuwan da kuka shigar ana ƙididdige su a cikin wannan burauzar kuma ba a ɗora su ko adana ta wannan kayan aikin ba.
Menene AIME a cikin Tsaron Jama'a? Saukewa:
AIME yana nufin matsakaicin adadin albashin wata-wata. SSA yana ƙididdige shi daga rikodin samun ma'aikaci bayan lissafin albashi da sauran dokoki. Wannan kayan aikin yana buƙatar AIME daga kimanta SSA ku; ba ya sake gina shi daga wasu kayan aikin albashi.
Menene Social Security lankwasawa?
Abubuwan lanƙwasa su ne madaidaicin dala da suka raba AIME zuwa kashi-kashi. Domin 2025 suna $1,226 da $7,391; na 2026 su ne $1,286 da $7,749. SSA yana shafi 90%, 32% da 15% ga ma'auni.
Da'awar a 62 ko 70 yana canza kimanta? Saukewa:
Ee. Don ƙungiyoyin 2025-2026 shekaru-62, wannan ƙididdigewa yana amfani da cikakken shekarun ritaya na 67, SSA's farkon da'awar rage da'awar, da kuma jinkirta kiredit na ritaya na kashi biyu bisa uku na 1% na wata-wata ta hanyar shekaru 70. Amfanin gaskiya na iya haɗawa da wasu gyare-gyare. Saukewa:
Wannan fa'idar fa'idar Tsaron Jama'a ce? Saukewa:
A'a. Lissafi ne na ilimi daga AIME da zaɓaɓɓun zato, ba yanke shawara na SSA ko keɓaɓɓen magana ba. SSA yana da cikakken rikodin rikodi na samun kuɗi kuma yakamata a yi amfani dashi don kimanta hukuma. Saukewa: