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Norway Disability Benefit Estimator

This page explains Norway’s uføretrygd (disability benefit) in plain language. It estimates the earnings-based gross amount from your five-year income history; choosing another interface language does not change the Norwegian rules.

The calculation runs on this device. Income figures are not uploaded or saved by this tool.

Use the tool

Norway only · 2026 reference rules · checked 17 October 2026 · changing the page language does not change the country or calculation.

Pensionable income for the five years before illness or injury (NOK)

Use each year after NAV has adjusted it to current value. The tool then caps each year at 6G (NOK 819,294) and selects the three highest. If you do not know the adjusted figures, check your NAV record before using the result.

Five years beforeFour years beforeThree years beforeTwo years beforeOne year before

Disability degree in your NAV decision (%)Insurance-time percentage from your NAV decision (%)Your annual minimum amount confirmed by NAV, if known (NOK)

Optional. Enter the minimum annual amount stated by NAV for this same disability degree and insurance-time percentage. Leave blank if you do not have a confirmed amount.

Enter five adjusted income amounts and, if known, the percentages from your NAV decision.

Official Norwegian sources: NAV: disability benefit and calculation · NAV: National Insurance basic amount (G) · NAV: 2026 rule changes · Open NAV’s current information and calculator

Worked example

If the three highest adjusted years are NOK 600,000, NOK 550,000 and NOK 500,000, their average is NOK 550,000. At 66%, a full-degree, full-insurance-time gross scenario is NOK 363,000 a year before any personal minimum-rate rule.

How this scenario works

For each of the five years, the tool caps pensionable income at 6G. It averages the three highest capped figures, applies NAV’s 66% rate, and then applies the disability degree and insurance-time percentage you enter from your NAV decision. If you know your personal annual minimum from NAV, you can enter it; the higher amount is shown.

Common questions

What does “Norway disability benefit” mean here?

It means Norway’s public uføretrygd administered by NAV. The page is for understanding a Norwegian scenario, even when the interface is in another language.

Which income figures should I enter?

Use pensionable income for each of the five years before the illness or injury, already adjusted to current value as NAV does. Do not enter raw historical wages unless they have been adjusted.

Does this include the minimum guarantee?

Only if you enter the annual minimum amount NAV confirmed for your own case, adjusted to the same disability degree and insurance-time fraction. The tool does not guess your minimum rate.

Is this my expected payment after tax?

No. It is a gross annual and monthly scenario, not a decision or payment forecast. Tax, supplements, eligibility, special rules and personal adjustments are not calculated.

Scope and limits

Norwegian rules only. This is an educational gross scenario, not an eligibility check, NAV decision, advice or payment guarantee. It excludes minimum rates unless you enter your own NAV-confirmed figure, insurance-time calculation unless you enter NAV’s percentage, child supplement, tax, work-income reductions, young-disabled rules, occupational injury rules, cross-border coordination, transition cases and other personal exceptions. NAV can change rules and individual decisions; check the official pages and calculator for your case.