Example
For a salary of NOK 600,000, compare the estimated yearly tax and net pay with another salary or a full-year pension amount.
How the estimate works
The calculator applies 2026 standard deductions, the five progressive bracket-tax bands and national insurance contributions. Pension mode includes the pension tax credit only for a full-year, 100% qualifying old-age pension or eligible AFP. It runs entirely in this browser.
Frequently asked questions
Is this my exact tax bill or tax-card withholding?
No. It estimates standard 2026 annual tax. A tax card, final assessment and withholding can differ because of your full income, deductions and circumstances.
Can I combine salary and pension here?
This version estimates one income type at a time. It does not calculate a mixed salary-and-pension case.
Does pension mode cover every pension?
No. The pension credit is modeled only for a qualifying old-age pension or eligible AFP taken at 100% throughout the year. Partial-year or graded pension and other pension types are outside scope.
What is the measures-zone option?
It applies the published 18.5% ordinary-income rate and NOK 45,000 special deduction for Finnmark and the listed municipalities. Confirm that your municipality qualifies.
Limits and accuracy
Use realistic values. The tool explains assumptions and does not replace professional, official or safety advice where that applies.