UsefulVerse
Harshe · Hausa

Kyauta ne, babu asusu

Ƙidaya Ratio Bashi-zuwa-Shigo

Ƙididdiga rabon bashi-zuwa-shigo rabon ku na wata-wata (DTI). Shigar da babban kuɗin shiga kowane wata, farashin gidaje na wata, da sauran biyan bashi don kwatanta rabon gidaje tare da jimlar bashin kowane wata. Wannan kididdigar lissafi ce, ba shawarar rance ba.

Sauran biyan bashin kowane wata

Yi amfani da kuɗi iri ɗaya da lokacin kowane wata don kowane adadin. Shigar da babban kudin shiga kafin haraji.

Misali: $5,000 babban kudin shiga kowane wata da $2,000 a jimlar bashi na wata yana bada 40% jimlar DTI.

Wannan ƙiyasin baya ƙayyadaddun yarda ko adadin lamuni mai aminci. Masu ba da lamuni da dokoki sun bambanta; duba abubuwan da suka shafi ku.

Abubuwan shigarwar ku sun tsaya a cikin wannan shafin mai lilo. Ba a loda su ko adana su ta atomatik.

Yaya kuke lissafta rabon bashi-zuwa-shigo?

Raba biyan bashin wata-wata ta babban kudin shiga na wata, sannan ninka ta 100. Matsakaicin gidaje yana amfani da farashin gidaje; jimlar DTI tana ƙara sauran biyan bashin kowane wata.

Tambayoyin da ake yawan yi

Yaya kuke lissafta rabon bashi-zuwa-shigo?

Raba biyan bashin wata-wata ta babban kudin shiga na wata, sannan ninka ta 100. Matsakaicin gidaje yana amfani da farashin gidaje; jimlar DTI tana ƙara sauran biyan bashin kowane wata.

Shin wannan kalkuleta na DTI yana aika bayanan kuɗi na?

A'a. Kalkuleta yana aiki a cikin wannan shafin mai lilo kuma baya lodawa ko adana abubuwan shigarwa ta atomatik.

Menene bambanci tsakanin gaba-gaba da duka DTI?

Adadin gidaje yana kwatanta farashin gidaje na wata tare da babban kuɗin shiga kowane wata. Jimlar DTI ta kwatanta gidaje da sauran biyan bashin wata-wata tare da babban kuɗin shiga kowane wata.

Shin sakamakon DTI yana ba da tabbacin amincewar jinginar gida?

A'a. Wannan lissafi ne kawai. Mai ba da lamuni na iya amfani da dokoki daban-daban kuma ya sake duba wasu bayanai da yawa.

Shin zan shigar da net ko babban kudin shiga?

Wannan kayan aiki yana amfani da babban kuɗin shiga kowane wata kafin haraji. Tabbatar cewa duk biyan kuɗi da kuɗin shiga suna amfani da kuɗin kuɗi ɗaya da lokacin kowane wata.