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Harshe: Hausa

Kyauta · yana gudana a cikin burauzar ku

BSU Ajiye na Norway da Ƙididdigar Amfanin Haraji

BSU (Boligsparing for ungdom) shine tsarin tanadin gida na matasa na Norway. Wannan shafin yana bayyana ƙa'idodin Yaren mutanen Norway a cikin yare bayyananne kuma yana raba raguwar harajin da aka tallata daga adadin kuɗin harajin ku zai iya ɗauka.

An ƙididdige adadin ku akan wannan na'urar kuma ba a ɗora wa ko adanawa ba.

Yi amfani da kayan aiki

BSU na Norwegian · Iyaka na 2026 · duba 17 Oktoba 2026 · harshe baya canza ikon haraji.

Kwatancen tanadi na zaɓi

Shigar da farashin daga bankin ku. Kwatankwacin yana ɗaukar ajiya na shekara ɗaya a cikin kowane asusu; Adadin BSU yana tsayawa bayan shekarar da kuka cika shekaru 33 ko kuma lokacin da jimlar adadin ya kai.

Shigar da shekarun ku na ƙarshen shekara, adibas na baya, ajiya da aka tsara da harajin da ake samu.

Misali UVN013006X Idan kawai NOK 1,200 na harajin da ya cancanta yana samuwa, cirewar da aka yi amfani da shi shine NOK 1,200 kuma NOK 800 da ba a amfani da shi ba ya ci gaba.

Adadin NOK 20,000 na iya ƙirƙirar rage haraji NOK 2,000 na ƙima a ƙimar 10% 2026. Idan kawai NOK 1,200 na harajin da ya cancanta yana samuwa, cirewar da aka yi amfani da shi shine NOK 1,200 kuma NOK 800 da ba a amfani da shi ba ya ci gaba.

Yadda wannan yanayin ke aiki UVN0130009 Adadin riba don kwatancen ajiyar kuɗi na zaɓi ya fito daga gare ku, ba abinci na banki ba.

Kayan aikin yana amfani da iyakoki na gudummawar shekara-shekara da na rayuwa, yana bincika shekaru da yanayin kadarori don cire haraji, kuma yana iyakance raguwa zuwa ƙarfin harajin da kuka shigar. Adadin riba don kwatancen ajiyar kuɗi na zaɓi ya fito daga gare ku, ba abinci na banki ba.

Tambayoyin gama gari

Wanene zai iya karɓar ragin harajin BSU?

Domin 2026, dole ne ku kasance ba girmi 33 a karshen shekara ta samun kudin shiga, ba mallaki firamare ko sakandare wurin zama a karshen shekara, da cancantar asusu mai aiki, da kuma samun isashen harajin shiga da haraji na kasa haraji don amfani da cirewa.

Mene ne iyakokin gudunmawar 2026?

Matsakaicin sabon ajiya shine NOK 27,500 na shekara kuma jimillar shugaban makarantar da aka ajiye a ƙarƙashin tsarin ba zai iya wuce NOK 300,000 ba. Ba a haɗa riba a cikin iyakokin ajiya ba.

Za a iya ajiye cire harajin da ba a yi amfani da shi ba na gaba?

No. Ragewar ba zai iya wuce harajin da ya cancanta ba kuma adadin da ba a yi amfani da shi ba ya ci gaba zuwa wata shekara.

Shin BSU koyaushe yana da kyau fiye da tanadi na yau da kullun?

No. Cancanci, akwai haraji, tsare-tsaren gida, ƙimar asusu da ƙuntatawa na cirewa suna da mahimmanci. Kwatancen zaɓin yana amfani da ƙimar kuɗi biyu da kuka shigar kuma baya bada shawarar samfurin banki.

Iyaka da iyaka

Dokokin BSU na Norwegian kawai · 2026 an duba iyaka 17 Oktoba 2026. Wannan kiyasi ne, ba shawarar haraji ko faɗar banki ba. Ba ya ƙirƙira saɓan kwangilar asusu, ajiyar kuɗi tsakanin bankuna, cirewa don dalilai marasa gidaje, lissafin haraji na mutum, harajin riba, canje-canjen ƙa'ida na gaba ko duk keɓantacce. Ba a ɗauka farashin banki. Bincika Skattetaten da bankin ku kafin yin ajiya ko cirewa.