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Harshe: Hausa

Kyauta · yana gudana a cikin burauzar ku

Inshorar Lafiya ta Swiss

Shigar da ƙimar kuɗi na wata-wata wanda mai inshora ɗaya ke nunawa ga kowane abin cirewa da yake bayarwa, sa'an nan kuma kwatanta yanayin ƙarancin jiyya da ƙima da ƙima na shekara-shekara.

Abubuwan da kuka shigar sun tsaya akan wannan na'urar. Babu wani abu da aka loda.

Yi amfani da kayan aiki

Kudaden kuɗi na wata-wata daga mai inshora ɗaya

Wannan kwatancen yanayi ne, ba inshora ba, shawara na likita ko na kuɗi. Ba ya annabta maganin ku ko ƙimar kuɗi. Ya keɓance gudunmawar ranar asibiti (yawanci CHF 15 a kowace rana na marasa lafiya, tare da keɓancewar doka), riƙe 40% na musamman akan wasu magunguna, keɓancewar haihuwa/haihuwa, sabis a wajen murfin dole, tallafin kuɗi da ƙarin inshora. Ainihin biyan kuɗi na iya bambanta. Mafi girman abin cirewa yana nufin kuna buƙatar samun damar biyan kuɗi gaba idan kun sami kulawa.

Shigar da yanayin farashin magani uku da aka ba da oda da ƙimar kuɗi na wata-wata don aƙalla abubuwan cirewa biyu da ake samu.

Dokokin hukuma da ƙimar kuɗi na yanzu: Dokokin cire kuɗin tarayya · Kwatancen ƙimar ƙimar Priminfo

Misali

Idan balagagge ya shiga CHF 400 premium kowane wata a CHF 300 deductible da CHF 350 a CHF 2,500 deductible, bambancin ƙimar shekara-shekara shine CHF 600. Kwatanta wannan tanadin tare da bambance-bambancen ƙira a cikin raba farashi a kowane ƙananan ku, tsammanin da babban adadin kuɗaɗen ku.

Yadda kimantawa ke aiki

Don inshorar lafiya na asali na Swiss na wajibi, babban ma'auni wanda za'a iya cirewa shine CHF 300 kuma abin cirewa yaro shine CHF 0. Matakan zaɓi sun bambanta da ƙungiyar shekaru. Bayan cirewa, daidaitaccen kuɗin riƙewa shine kashi 10% na ƙimar da suka cancanta, wanda aka keɓe akan CHF 700 kowace shekara ga manya da CHF 350 na yara. Kayan aikin yana ƙara ƙimar kuɗin da kuka shigar zuwa wannan tsarin raba farashi; ba ya fitar da ƙimar inshora ko yanke shawarar wane zaɓi ya dace da ku.

Tambayoyi gama gari

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Iyaka da keɓancewa

Wannan kwatancen yanayi ne, ba inshora ba, shawara na likita ko na kuɗi. Ba ya annabta maganin ku ko ƙimar kuɗi. Ya keɓance gudunmawar ranar asibiti (yawanci CHF 15 a kowace rana na marasa lafiya, tare da keɓancewar doka), riƙe 40% na musamman akan wasu magunguna, keɓancewar haihuwa/haihuwa, sabis a wajen murfin dole, tallafin kuɗi da ƙarin inshora. Ainihin biyan kuɗi na iya bambanta. Mafi girman abin cirewa yana nufin kuna buƙatar samun damar biyan kuɗi gaba idan kun sami kulawa.